Your personal credit is your business credit. Learn what credit scores tell companies. Credit ratings impacts the types of qualifying loans, interest rates for borrowed funds, job opportunities, insurance rates, and more. Get your credit report once a year for free at www.annualcreditreport.com. Registration closes June 15, 2016. Seating is limited. Register today at 361-485-4485, toll free at 1-877-895-7232 or email [email protected] Seminar may be canceled if minimum registration is not met.